Speed
One of the big advantages of a payday loan from MicroLoan Express is we can get you the money you need fast. You can decide that you need money today, walk into our office or apply online, and have money the money you need in less than an hour! With other types of credit, it just takes longer. For example, if you wanted to get a credit card, you would have to apply, let the credit card company determine if you qualify, get approved and finally wait to get your new card in the mail. For a traditional loan, the process is much the same. You have to fill out a lengthy application, bring in all sorts of supporting documentation which often includes tax returns, wait for an approval and hopefully get the money you need. This process can take anywhere from several days to several weeks to complete.
Everyone is Pre-Approved
Another big advantage of using MicroLoan Express is that we make it easy to qualify so you can get the cash you need today. Our customers are pre-approved to get a payday loan or cash advance from $50 - $550. We don’t have long drawn out applications, don’t require collateral or co-signers and don’t do credit checks. Generally, if you have an open checking account, do not have an existing payday loan with another provider in South Carolina and have a steady source of income, YOU ARE APPROVED!!!! Sure, we do some checks such as verifying references, source of income and making sure your checking account is open, but mainly we are interested in knowing whether you’ve got the means to pay back the loan. With other types of credit, you have to have a good credit score before you can get approved and the time it takes to get this approval is often very inconvenient when you have a financial emergency.
